How Is a Fraud Alert Different from a Credit Freeze or Lock?

Hackers steal more than 1 million records globally every hour. And improvements in technology make it easier—not harder—all the time for cyber thieves to access your personal and financial information. While identity theft is a scary thought, you aren’t helpless. ExtraCredit provides tools to help you not feel helpless. Sign up for dark web monitoring... Read More

The post How Is a Fraud Alert Different from a Credit Freeze or Lock? appeared first on Credit.com.

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Shigeru Ban-Designed Home in Sagaponack, NY is the Prized Architect’s Only Project in the Area

Many million dollar homes come with name-bragging rights. Sometimes, it’s because a celebrity once lived in the house, or because a famous designer left its touch on the home’s interiors; or maybe the address itself is well-known, for one reason or another. But there’s a whole other level of name dropping that comes with owning […] More

The post Shigeru Ban-Designed Home in Sagaponack, NY is the Prized Architect’s Only Project in the Area appeared first on Fancy Pants Homes.

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7 Tools for Protecting Your Walls

Protect Your Walls from Cracks

Before driving a nail into a plaster wall, place a small piece of tape over the spot you’re working on. This simple prep step will prevent cracking in the plaster.

Patch It Up

To make a putty for quick patches, combine a tablespoon of salt with a tablespoon of cornstarch.

Mix them together with just enough water to make a paste. Apply while still wet.

Crafty Use for Old Gift Cards

 

In need of a thin yet sturdy household tool for scraping grout, repairing holes in walls, or filling scratches in wood? Use a used-up gift card (or expired credit card) for the job—any unusable hard plastic card will do. And if you’re anything like us, you have plenty of those!

Wall Hole Solution

You’re moving out of an apartment and need to fill in the holes in the wall caused by nails. Just grab a bar of white soap and rub across the hole until the soap fills it. It’s not a permanent fix, but it will make the walls look clean until they can be repainted.

Another Wall Hole Solution

Before spackling small holes in your wall caused by nails, first cut a Q-tip in half and insert in the hole, stick end first. Then spackle as you normally would. The Q-tip will completely fill the hole and ensure you won’t have to go back for a second pass.

Finding Imperfections

Filling and sanding every hole in the wall before you paint can be enough of a pain, but sometimes it’s hard to find every crack, hole, and imperfection. Make your job easier by turning off the lights in a room, then slowly running a flashlight over the entire surface of the wall. The light will cast different shadows in these areas, making them easier to see than they would have been in the daylight.

Got a Screw Loose?

You’ve just struggled to remove a stripped screw from the wall. Now how do you fix the hole? Use a wooden golf tee! First, squirt some wood glue into the hole, then insert the tee as far as it will go, tapping it in place with a hammer. Next, use a utility knife to cut the tee flush with the wall. You’ve now made a stable base for the new screw. Drill a pilot hole into the golf tee, and insert your new screw. Problem solved!

 
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Today’s mortgage rates slide | January 19, 2021 – Fox Business

  1. Today's mortgage rates slide | January 19, 2021  Fox Business
  2. Today’s refi rates drops – January 19, 2021  Bankrate.com
  3. The credit score to get a mortgage has soared — what can a borrower do?  Yahoo Finance
  4. The days of historically low mortgage rates could be over for now  Charleston Post Courier
  5. 5/1 ARM Rates | See Today's 5-Year Adjustable Mortgage Rates  The Mortgage Reports
  6. View Full Coverage on Google News

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