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How to redeem cash back

Depending on your card and issuer, you may be able to redeem cash back as a statement credit, check or direct deposit, as well as for travel, gift cards, merchandise and more. Choose the redemption option that’s most convenient and won’t devalue your cash back.

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Many consumers are still getting help with debt

Although the percentage of consumers with financial accommodations remains elevated, there are fewer accounts in financial hardship than in May 2020. This could be attributed to the various government stimulus programs as well as many consumers spending less and making debt payoff a priority.

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Cash back credit cards: How do they work?

We look at how cash back credit cards work, offering an overview of flat and tiered earning structures for cash back credit cards and breaking down the three components of cash back – cash back rate, where extra cash can be earned and how rewards are delivered.

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