In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to be proactive against fraud and defend yourself from identity theft, is to freeze your […]

Freezing Your Credit is a post from Pocket Your Dollars.

Credit card issuers have consumers right where they want them, lending money at high-interest rates and earning money from many different fees. Even reward cards benefit the issuers, because all the additional perks and rewards they provide are covered by the increased merchant fees, which essentially means the credit card company offers you extra money to incentivize you to spend, and […]

What is Credit Card Churning? Dangers and Benefits is a post from Pocket Your Dollars.

Let’s say you’re in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isn’t up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards that can... Read More

The post Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit appeared first on Credit.com.

See how much American Express points are worth and how they compare to other rewards programs’ points.

Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain...

Full Story

The post What’s a Good Credit Score? appeared first on MintLife Blog.

You could be earning extra rewards on the spending you already do.

Your first salary is the steppingstone to becoming financially independent, learning healthy savings habits and building your nest egg.

The post How to Manage Your First Salary and Grow Your Savings appeared first on Discover Bank - Banking Topics Blog.