Follow the process that occurs once you pay for something with a credit card. Learn what roles everyone from you to your issuing bank play in a credit card transaction.

Credit card issuers have consumers right where they want them, lending money at high-interest rates and earning money from many different fees. Even reward cards benefit the issuers, because all the additional perks and rewards they provide are covered by the increased merchant fees, which essentially means the credit card company offers you extra money to incentivize you to spend, and […]

What is Credit Card Churning? Dangers and Benefits is a post from Pocket Your Dollars.

American Express is offering cardholders a free two month trial to obé fitness monthly membership. You can also gift a one month membership to a friend. 

Let’s say you’re in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isn’t up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards that can... Read More

The post Red Flags for Credit Cards: 7 Things to Watch for When You Have Bad Credit appeared first on Credit.com.

See how much American Express points are worth and how they compare to other rewards programs’ points.

If you’re looking to repair your credit, you may have come across websites that advertise a credit privacy number, credit protection number or CPN. These numbers are nine digits like a Social Security number (SSN), and sellers claim that you … Continue reading →

The post Why You Should Not Buy a Credit Privacy Number (CPN) appeared first on SmartAsset Blog.

Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain...

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The post What’s a Good Credit Score? appeared first on MintLife Blog.

You could be earning extra rewards on the spending you already do.

College graduates saddled with student loans may find this hard to believe, but there is one upside to having to pay back all that debt: It helps you build credit. That may seem like a small consolation — particularly if the balances you owe are even average — but credit can be hard to come by. Of course,... Read More

The post How to Build Credit Without Student Loans appeared first on Credit.com.

Most of the To Her Credit editorial team lives in Austin, Texas. For several days now, we’ve been living together in my 600 square foot apartment. In the early hours of Monday, Feb. 15, Editor Emily Sherman’s power went out. By that afternoon, the inside of her home was 58 degrees and dropping, prompting her […]